Natural Disasters and Individual Behaviour in Developing Countries Risk Trust and the Demand for Microinsurance 1st Edition Oliver Fiala 3319539043 9783319539041

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Product details:

• ISBN 10: 3319539043
• ISBN 13: 9783319539041
• Author: Oliver Fiala

This study investigates the complex link between natural disasters, individual behaviour – in the form of an individual’s risk-taking propensity and level of trust – and the demand for microinsurance. Developing countries are particularly vulnerable to the impacts of natural hazards and climate change as they affect their development processes and set back poverty reduction efforts. Using a unique data set for rural Cambodia based on a survey, experimental games and a discrete choice experiment, the study highlights the importance of perceptions, expectations and psychological factors in decision-making processes with substantial consequences for long-term economic perspectives and poverty alleviation.

Table of contents:

Chapter 1: Introduction

Chapter 2: Natural Disasters in Developing Countries

Chapter 3: Experiencing Natural Disasters: How This Influences Risk Aversion and Trust

Chapter 4: The Demand for Microinsurance Products Against Disaster Risk

Chapter 5: Going Forward: Building Resilience with Microinsurance

Chapter 6: Conclusion

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